California AIP Investment Club Fund
California AIP Investment Club is composed of community activist, working-class individuals, churches, community leaders, retirees, and non-profits in the Southwest Fresno community that are a group of people who pool their money to invest together. Specific Club members will generally invest in low income, underserved communities as investors and make investment decisions together.
California AIP Investment Club is residents of the community that are a group of people who pool their money to invest together. Specific Club members will generally invest in low income, underserved communities as investors and make investment decisions together.
California AIP Investment Club Fund will have three tranches: class A, B and C
AIP Investment Club Fund
Purpose: To benefit partners, educationally and financially, by investing in Private Equity, Grant funding, Land Banking, Real Estate Investing, Regulation D 506 (C) Offering, Affordable Housing Development, Construction Worforce Development, Apprentice training, Building Community Value with Prevailing wage while employing fundamental principles and techniques of sound investment practices.
- Affordable Housing Development
- Value Investing
- Growth Investing
- Solar Renewable Energy
- Provide financial backing 501 (3) C Public Benefit Corporations
- Poof of Funds Letter to entities
- South West Fresno Specific Plan Tertius Magnet Core Developers
- FinTech Companies
- Mortgage-Backed Security Loans
- Buyout investments
- Venture Capital/Growth Equity investments
- Opportunistic Investments
- Insurance Contracts
- Mezzanine, Secondaries
AIP Investment Club allows issuers to generate more cash, which, in turn, is used for more lending while giving investors the opportunity to invest in a wide variety of income-generating assets.
FUND FEES AND EXPENSES
The tables below describe the sales charges, fees and expenses that you may pay if you buy and hold shares of the Fund.
Circular Fee & Expenses
Example of AIP Investment Club Fund
Assume that Company X is in the business of making auto equity loans. If a person wants to borrow money based on the equity in their car, Company X gives that person the cash, and the person is obligated to repay the loan with a certain amount of interest. Perhaps Company X makes so many asset-backed that it runs out of cash to continue making more loans. Company X can then package its current loans and sell them to Investment Firm X, thus receiving asset-backed that it can use to make more loans.
Investment Firm X will then sort the purchased loans into different groups called tranches. These tranches are groups of loans with similar characteristics, such as maturity, interest rate asset-backed and expected delinquency rate. Next, Investment Firm X will issue securities that are similar to Asset-Backed bonds on each tranche it creates.
Individual investors then purchase these securities and receive the cash-flows from the underlying pool of auto loans, minus an administrative fee that Investment Firm X keeps for itself.
Source cited: Investopedia ABS
In the United States, to be considered an accredited investor, one must have a net worth of at least $1,000,000, excluding the value of one's primary residence, or have income at least $200,000 each year for the last two years (or $300,000 combined income if married) and have the expectation to make the same amount this year. The term "accredited investor" is defined in Rule 501 of Regulation D of the U.S. Securities and Exchange Commission (SEC)